{"id":36822,"date":"2026-02-04T00:50:40","date_gmt":"2026-02-04T00:50:40","guid":{"rendered":"https:\/\/noti-america.com\/site\/ecuador\/?p=36822"},"modified":"2026-02-04T00:50:40","modified_gmt":"2026-02-04T00:50:40","slug":"ambiensa-impulsa-acceso-a-vivienda-con-tasa-hipotecaria-historica-del-299","status":"publish","type":"post","link":"https:\/\/noti-america.com\/site\/ecuador\/2026\/02\/04\/ambiensa-impulsa-acceso-a-vivienda-con-tasa-hipotecaria-historica-del-299\/","title":{"rendered":"Ambiensa impulsa acceso a vivienda con tasa hipotecaria hist\u00f3rica del 2,99 %"},"content":{"rendered":"

NOTI-AMERICA.COM | ECUADOR.<\/strong><\/p>\n

\"\"Ambiensa anunci\u00f3 que sus proyectos de vivienda califican para la tasa hipotecaria hist\u00f3rica del 2,99 % del Banco del Instituto Ecuatoriano de Seguridad Social (BIESS), considerada la m\u00e1s baja del sistema financiero p\u00fablico y privado del pa\u00eds. Esta medida, impulsada por el Gobierno Nacional, busca ampliar el acceso al cr\u00e9dito hipotecario y facilitar la adquisici\u00f3n de vivienda propia para miles de familias ecuatorianas.<\/p>\n

La reducci\u00f3n de la tasa permite que hogares con ingresos familiares desde USD 592 puedan acceder a su primera casa, sin necesidad de aumentar sus ingresos, cuando anteriormente el requisito m\u00ednimo era de USD 730. Seg\u00fan se inform\u00f3, este ajuste mejora la capacidad de compra de los afiliados al BIESS y representa una oportunidad concreta para ampliar el acceso a soluciones habitacionales en el pa\u00eds.<\/p>\n

Durante una visita al Centro de Experiencias Mundo M\u00e1gico de Ambiensa, en el kil\u00f3metro 22 de la v\u00eda a la Costa, el presidente de la Rep\u00fablica, Daniel Noboa, destac\u00f3 el impacto de esta pol\u00edtica econ\u00f3mica, mientras que autoridades del Ejecutivo resaltaron la articulaci\u00f3n entre el sector p\u00fablico y privado. Ambiensa se\u00f1al\u00f3 que sus proyectos, con precios desde USD 42.000, se alinean con la Pol\u00edtica Nacional de Vivienda \u201cTu Casa S\u00ed o S\u00ed\u201d, que promueve el acceso a viviendas asequibles en Guayaquil, v\u00eda a Daule y Samborond\u00f3n.<\/p>\n","protected":false},"excerpt":{"rendered":"

NOTI-AMERICA.COM | ECUADOR. Ambiensa anunci\u00f3 que sus proyectos de vivienda califican para la tasa hipotecaria hist\u00f3rica del 2,99 % del Banco del Instituto Ecuatoriano de Seguridad Social (BIESS), considerada la m\u00e1s baja del sistema...<\/p>\n","protected":false},"author":144,"featured_media":36823,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"twitter_242054905_242054905":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-36822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"aioseo_notices":[],"yoast_head":"\nAmbiensa impulsa acceso a vivienda con tasa hipotecaria hist\u00f3rica del 2,99 % - Ecuador | Noti-America.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/noti-america.com\/site\/ecuador\/2026\/02\/04\/ambiensa-impulsa-acceso-a-vivienda-con-tasa-hipotecaria-historica-del-299\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ambiensa impulsa acceso a vivienda con tasa hipotecaria hist\u00f3rica del 2,99 %\" \/>\n<meta property=\"og:description\" content=\"NOTI-AMERICA.COM | ECUADOR. 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